Montclare acts as a financing architecture and coordination layer: we frame the investment, prepare the credit file, and connect the transaction with suitable financing partners — keeping the process disciplined and commercially coherent.
Mortgage, acquisition and asset finance for cross-border property and corporate assets.
Short-term and transitional capital tied to a clear exit.
Capital for land acquisition, construction and project execution.
Releasing capital from existing real estate holdings.
Connecting projects with lenders, funds and investors.
Building the documentation that makes a case bankable.
Montclare is not a bank or lender. Our value is the discipline that turns an opportunity into a financeable case: a coherent business case, a complete credit file and the right financing partner — so capital reaches viable projects without weakening the business.
Financing is arranged through licensed providers, subject to credit assessment, lender approval and the applicable regulatory perimeter — including consumer-credit rules where a transaction involves private residential property. Montclare does not lend or provide investment advice.
An entrepreneurial client with operating and real estate interests across the Netherlands and Spain sought a clearer path to funding, uncertain whether bank financing, asset-backed lending or private capital best fitted a structure spanning more than one jurisdiction.
We advised on the appropriate financing route and reviewed direct bank, broker-led, real estate and company-level options. We helped define the business case, legal structure and repayment capacity, and considered intercompany loans, shareholder funding and transfer pricing, coordinating licensed providers alongside the client's own advisers.
A clearer, better-documented financing route and stronger lender preparation, with reduced execution risk before institutions were approached and interest deductibility addressed where conditions are met.